Welcome home to 20 Terrace Ave in Cumberland! If you've been searching for low-maintenance, one-level living without sacrificing space, this is the one. Offering 3 bedrooms, 1 bathroom, and 1380 square feet of living space, this ranch style home has so much to offer. The oversized eat-in kitchen provides ample room for hosting. Just off the kitchen, you'll find a bonus family room featuring warm wood-planked ceilings and a cozy wood-burning stove that will quickly become your favorite spot to relax year-round. The sun-filled living room is anchored by a large bay window that floods the home with natural light, while hardwood floors add warmth and character throughout. An oversized two-car garage offers exceptional storage and workspace, making it ideal for hobbyists, contractors, or anyone needing extra space. Situated on a spacious corner lot, there's plenty of room for outdoor entertaining, gardening, and recreation. You'll also love the convenience of being within walking distance to local elementary and middle schools. Need more room in the future? The huge, dry basement offers endless possibilities and is ready to be finished to suit your needs. Additional features include a whole-house generator hookup for added peace of mind and convenience and central air to cool off during warm summer days that are just around the corner! Quiet neighborhood, incredible location, and easy one-level living. Don't miss your opportunity to make this Cumberland gem your own.